About Us

About Us
- VK Data Technologies Inc., is a service provider of software & Business Process Outsourcing services for mortgage lenders across the complete mortgage life cycle.
- All our Staff are well Experienced with more than 10-15 Years. Our goal is to get to know our clients personally, so we can present them with comprehensive and appropriate title options to meet their needs. We strive to provide closings that exceed customer expectations. This consistent commitment to our customers has established us as a proven leader in the title industry.
- For your protection, VK Data Technologies Inc. is fully insured while our competitive pricing ensures your bottom line. We understand that the choice in vendors is one that is given considerable thought. We are confident that our service, speed and accuracy will earn your trust and confidence for years to come.
- A relationship with VK Data Technologies Inc., means you are always in the presence of experience and expertise.
- Vision: Enable corporations to achieve significant business gains through efficient operations. Create partnerships with clients by creating value through technology platform-based comprehensive outsourcing solutions.
Our Values
All of our people are proudly committed to the following values:
Integrity
Always dealing with our clients and our colleagues in a fair and ethical manner; gaining trust through our actions
Knowledge
The value we place on our ability to develop leaders and the need to continually grow our collective technical expertise to meet the needs of ever more sophisticated clients.
Service
Encompasses the concept of quality in everything we do, having a service-mindset when dealing with clients and demanding a lot of ourselves.
Respect
Respect for one another in the office will lead to greater productivity and staff satisfaction, which should result in lower turnover.
Leadership
Leadership both within the firm with respect to developing our next generation of leaders and within our market segment with respect to being recognized by current and prospective clients as a firm that is the leading expert in the field.
Enthusiasm
Employing and nurturing staff with a passion for providing the highest-level quality service to our clients.
Services
VK Data Technologies Inc offers a full array of Title Search and closing services, including commercial, residential and industrial transactions. When you are in need of title services or have questions about the transfer of property, we want to be your first choice. All our Staff are well Experienced with more then 10-15 Years. The processing stage consists of requesting, collecting, and submitting all supporting credit documents to the mortgage banker for approval.
In addition to comprehensive title policy options, we offer specialty services to ensure a smooth and timely transaction. Our local legal counsel is immediately available to answer questions ranging from encumbrances on real estate to handling estates or land contracts. We are a full service title insurance and closing provider.
The vision and commitment to help organizations manage their outsourced processes remotely by building and operating offshore dedicated facilities, is an integral part of its growth strategy.
VK Data Technologies Inc offers title services for all kinds of properties, both residential and commercial.

Commercial/Lite Search

Commercial/Lite Search
We can perform any of our title searches on commercial properties in most of the areas that we cover. Commercial searches are quoted on an individual basis.
As with all of our services, we promise a prompt and professional result, delivered to you in the desired format.
We provide parcel and all pertinent tax information on a property.
- Property Owner First Name:
- Property Owner Last Name:
- Address:
- County:
- Dates:
- Search Type:
- Book and page where the document is file:
- Lot (where the property is located):

Current Owner Search

Current Owner Search
Current owner search involves searching for the details of the present title holder of the subject property and the latest deed with consideration.
Search done by searching from the current date backward. Details like Vesting Deed, Current Tax status, county assessment information, open mortgages, judgments, liens, and legal description will be captured.
This search is usually done for origination of Home Equity transactions, short sale, foreclosure auctions, and pre-tax auctions.
- Property Owner First Name:
- Property Owner Last Name:
- Address:
- County:
- Dates:
- Search Type:
- Book and page where the document is file:
- Lot (where the property is located):

TWO OWNER SEARCH

TWO OWNER SEARCH
A search that goes back to the two FVD and each deed in the chain that was recorded since the FVD must be reviewed to verify that the title passes to the current owner and two owners of record.
The names of the grantees in the FVD's (current owner & two owners) and all subsequent title holders must be run for general liens, such as judgments and federal tax liens for the full statutory period applicable for that state. If a party is listed on a refinance order that does not appear on the FVD, then the name(s) must be run for liens and judgments like any other owner.
In addition, all defects, liens, and encumbrances specifically referred to in the documents revealed in the search must be reported as exceptions, unless properly disposed of. Where the subject property is located in an area where mineral conveyances and reservations are common, all such conveyances and reservations must be specifically excepted from the legal description.
- Property Owner First Name:
- Property Owner Last Name:
- Address:
- County:
- Dates:
- Search Type:
- Book and page where the document is file:
- Lot (where the property is located):

Full search

Full search
We customize our property title searches to meet your needs, but always search the following:
- Deed information back to an arms length transaction.
- All voluntary encumbrances that have not been released.
- All involuntary encumbrances that have not been released, including state and federal tax liens, mechanics liens, judgments affecting the property, UCC fixtures relating to the property, etc.
- Parcel information, current taxes, due dates, paid status, delinquent taxes and payoff dates. Tax bills and taxing authority information can be provided upon request.
- County effective dates.
- Foreclosure searches provide the original complaint information and docket, plus any pertinent filings depending upon how how far the case has progressed.
- Copies are charged at a pass through, and only the specific copies requested are provided.
- Property Owner First Name:
- Property Owner Last Name:
- Address:
- County:
- Dates:
- Search Type:
- Book and page where the document is file:
- Lot (where the property is located):

Deed Search

Deed Search
We'll search from the prior owner forward and show all deeds in chain of title, not stopping at a Quit Claim deed, but going back to a good vesting deed.
To Check the Full Value Deed to Start the Search, and to provide Chain of Title.
A Deed search is a review of all recorded deeds on a specific parcel of land to determine the history, ownership and liens of that land. This search is conducted at the local county recorder’s office. When the search is completed you receive either a chain of title or a abstract of title.
A chain of title is a list of each recorded document that pertains to the property. An abstract is a copy of every document in the order they were recorded.
There are many instances when you may want a search. If you are buying property at a tax sale or without title insurance you need one. If you plan on subdividing or developing land it may be helpful also.
- Property Owner First Name:
- Property Owner Last Name:
- Address:
- County:
- Dates:
- Search Type:
- Book and page where the document is file:
- Lot (where the property is located):

Update

Update
We also perform an update search on the subject property from the date of the last search to the current date
A report is provided on all the documents posted and recorded during the period.
- Property Owner First Name:
- Property Owner Last Name:
- Address:
- County:
- Dates:
- Search Type:
- Book and page where the document is file:
- Lot (where the property is located):

Full 60 Years Search

Full 60 Years Search
A Full Search is a search that provides the current vesting deed and all prior deeds leading back 60 years or to a developer. Also included are copies of any open mortgages and assignments against any owners who have had ownership of the property in the past 60 years, any judgments and liens against those same owners, and also tax assessment and current tax information including any delinquencies.
Also called Owners & Encumbrance Search (O&E), Attorney's Search, Last Owner Search, Refinance Search
A Full Search is a search that provides the current vesting deed and all deeds leading back 60 years or to a developer. Also included are copies of any open mortgages and assignments against any owners who have had ownership of the property in the past 60 years, any judgments and liens against those same owners, and also tax assessment and current tax information including any delinquencies.
- Property Owner First Name:
- Property Owner Last Name:
- Address:
- County:
- Dates:
- Search Type:
- Book and page where the document is file:
- Lot (where the property is located):

Document Retrieval

Document Retrieval
This includes a copy of any specific document such as a deed, mortgage, or lien. Please provide as much detail as possible to help us locate the document quickly and accurately.
After examining the mortgage/deed of trust for compliance with recording requirements, i.e., acknowledgement, proper fees, appropriate legal description, signatures, et cetera, we will perform a bringdown search from the effective date of our original search up to the day of recording.
- Property Owner First Name:
- Property Owner Last Name:
- Address:
- County:
- Dates:
- Search Type:
- Book and page where the document is file:
- Lot (where the property is located):

Appraisal Service

Appraisal Service
Appraisal Report contains the appraised value of the real estate for which the borrower is to be granted a loan. This report is provided by certified Appraisers. We have a appraisal review team is one of the more resource-intensive tasks performed during the course of the mortgage process. The experienced underwriters at VK DATA closely review every appraisal to help ensure that the collateral is adequate for the mortgage and that there are no critical issues with the property that would affect its value.
- Property Owner First Name:
- Property Owner Last Name:
- Address:
- County:
- Dates:
- Search Type:
- Book and page where the document is file:
- Lot (where the property is located):

Lien Search

Lien Search
This is the claim that allows a creditor or lender upon the lands of a debtor. Normally it is a defaulted amount which is not paid
Types of Lien:
- Federal tax lien
- Mechanic’s lien
- Hospital lien
- Home assessment lien
- Condominium lien
- Municipal or County lien
FEDERAL TAX LIEN:
If the person has not paid the delinquent taxes then the concern department files a lien on his property.
MECHANIC'S LIEN
If the property owner doesn’t pay the money for owners and labors payment.
HOSPITAL LIEN
If a person has not paid his treatment charges in hospital then that defaulted amount will come under hospital lien.
HOME ASSESSMENT LIEN
A Homeowner’s Association Lien is generally filed by the homeowner’s association for failure of the borrower to pay assessments due for common area maintenance or recreation facilities.
CONDOMINIUM LIEN
A Condominium Association Lien would be filed by the CondominiumAssociation, generally for failure of the borrower to pay assessments due for common area maintenance or recreation facilities.
MUNICIPAL OR COUNTY LIEN:
A municipal or county lien is one which is filed by the city and or county supplying services, such as water and sewer, to the property which have not be paid.

Tax Search Report

Tax Search Report

Record search & Title Examination

Record search & Title Examination

Judgments Search

Judgments Search
One of the most important parts of the title search is to determine if there are any unsatisfied judgments against the seller or previous owners property which were in existence while they owned the title. A judgment is a general lien against the debtor's real estate and constitutes security for any money owed under the judgment. The real estate can be sold to satisfy the judgment.
It is extremely important to be sure that a title is not subject to judgments against the seller or previous owners.
To check if there is any Judgments against the borrower by using the www.lexisnexis.com and upload the search docs in the file.

Bankruptcy Search

Bankruptcy Search
To check if there is any Bankruptcy filed against the borrower by using the PACER site and upload the search docs in the file.

Title Commitments

Title Commitments
We type or property reports in your software. We are also acquainted with Gator(R), SoftPro(R), RamQuest(R), TitleExpress(R), AIM(R). If required we can also remotely connect to your server and do data entry directly into your software using a secured leased line. Our Turn Around time is faster than any other clients, we believe in quality and commitment.
Order here
Please complete the appropriate order form below as thoroughly as possible. If any information is missing that we need to open
or process the file, we will email and/or call you to obtain the missing information.
GET IN TOUCH


GET IN TOUCH
HAPPY CUSTOMERS

480-819-1244

4028 E Hashknife Road, Phoenix, AZ 85050

[email protected]
Send Orders: [email protected]